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how to insure your film.

7 years, 5 months ago - Filipe Costa

Hello everyone,
Im planning to make a short film but i recently saw that you need to insure it ? how can i do this ? I know it sounds silly but what exactly is there to insure ? The equipment is owned by me and the actors are hired.
Thank you

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7 years, 5 months ago - Performance Film & Media Insurance

Hi Filipe, we (Performance Insurance) would be happy to talk through this with you - we're a shooting people sponsor.

Do feel free to give us a call on 0208 256 4932 and we can talk you through the process. We have an online system where you can arrange cover in minutes but we'd be happy to talk through your project and the insurances you may need before you go online.

The website address is www.performancesp.tv

Annie Wykes
annie.wykes@performance-insurance.tv
Performance Film & Media Insurance

Response from 7 years, 5 months ago - Performance Film & Media Insurance SHOW

7 years, 5 months ago - rob curry

Hi Filipe, you need insurance to cover the equipment if it's hired in. if its yours it's up to you. It's also advisable to have employment liability if you are hiring people (even if you aren't paying them). If they get injured on set and you don't have it you can be sued. And finally, there is public liability insurance. If any member of the public gets injured (tripping over a camera box, etc etc etc) while you're filming, you can again be sued. I recommend these folks who have a cheap and really easy to use system. Just decide which of the above three you want and fill in their form for an instant quote.
https://www.essexinsurancebrokers.com/quotebuyonline/

Response from 7 years, 5 months ago - rob curry SHOW

7 years, 5 months ago - Stewart McKie

Filpe - I also used Essex for my 2-day shoot, it was easy to do online but expect to pay £100 and up even for a short shoot. In the end you can only know if the insurance you chose is good if you make a claim and it gets settled quickly and easily. So far I have never made a claim so can't say whther the insurance I chose is best or not.

Response from 7 years, 5 months ago - Stewart McKie SHOW

7 years, 5 months ago - Richard Anthony Dunford

Aside from equipment and people injuring themselves another thing it's worth getting the insurance for is should there be any damages to the location you're filming at.

On a shoot a few years ago a runner moved and damaged a lamp (not a film light) so we had to replace that. Even though it was as plain a lamp you could imagine it turned out it was some Swedish designer thing that cost £400 so even with the excess was worth having the insurance.

You can also insure against non-attendance. So if an actor drops out at the last minute and it screws up all your plans you can potentially claim back what you've lost financially for having to abandon the day.

You can usually get a basic insurance package for roughly £50 a day so not too bad.

Response from 7 years, 5 months ago - Richard Anthony Dunford SHOW

7 years, 5 months ago - Filipe Costa

Thank you very much everyone for your answers!

I was totally oblivious when it came to insurance and film making. But, now i'm a little bit more enlightened in the subject ahah

Thank you everyone and keep on hustling!

Response from 7 years, 5 months ago - Filipe Costa SHOW