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Legal Production Insurance

11 years, 3 months ago - James Dann

Hey All,

We've nearly completed a documentary, and am looking into the best way to sell it/distribute it (any ideas?)

A few websites say we should get insurance to protect ourselves when we sell it. However how necessary is this, and where would one begin to find such companies to do so? Most I come across in the UK just insure against theft/loss of equipment etc, no legal side.

Thanks a lot!

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11 years, 3 months ago - Marlom Tander

If you haven't worried about so far, I'd wait until an actual buyer said they wanted it, and what it was they wanted, as it might depend on their country. But when ready, it sounds like Errors and Omissions.

http://www.raindance.co.uk/site/index.php?aid=4182


Response from 11 years, 3 months ago - Marlom Tander SHOW

11 years, 3 months ago - Paddy Robinson-Griffin

E&O is expensive, but as a part of the distribution deal you could get the distributor to pay the premium for you as a part of the fee/deal (if you don't have the cash).

At least that way it only becomes a cost when you have actual sales revenue

Response from 11 years, 3 months ago - Paddy Robinson-Griffin SHOW

11 years, 3 months ago - James Dann

Cheers man,

Yeah Errors and Omissions is what keeps coming up, but it seems like it costs a bomb. The doc was made on a 1k budget so we could never afford O+E. Is there any way around this do you know?

Thanks all!

Response from 11 years, 3 months ago - James Dann SHOW

11 years, 3 months ago - Marlom Tander

If your buyer is serious then they will either decide they don't need it or they'll offer you a price that makes it worth buying.

Obviously I have no idea what your docu is about, but did you make it without insurance? If so, then I do hope that there was no possibility of any member of the public being injured (e.g. "simple vox pops in town, what can possibly go wrong" cameraman on street steps back to frame and knocks pedestrian over, twisting their knee and thus putting the self employed person out of work for a few weeks. In that case the producer was covered and he never complained about having insurance again - the claim was for high four figures loss of income, treatment, physio and taxis while he couldn't drive). :-)

Response from 11 years, 3 months ago - Marlom Tander SHOW